Culmine Financial Planning’s founder, Tshepo Modisenyane, understood from a young age that finances and law are threads that run through every aspect of life. This realization led him to complete his legal qualifications and eventually hone his knowledge and skills in the financial services industry. A further Postgraduate in Financial Planning brought about the perfect combination of skills and experience that allowed him to become a specialist in the field with 14 years of experience as a Certified Financial Planner and 7 years’ experience as an admitted Attorney of the High Court of SA specializing in Financial Planning, Estate Planning, Road Accident Fund claims and litigation against the State.

Culmine Financial Planning was created as a place where legal and financial expertise are combined to secure our clients’ financial freedom NO MATTER WHAT LIFE THROWS AT THEM